Do any of these sound like your clients?
‘I’ve been worried that the money I have in the bank might run out. It would be a great relief to know I have an income that will always be there throughout my retirement.’
‘I’ve had some tough times, with markets affecting my investments and what I can take out. It would be reassuring to know that my income won’t go down but could go up if my investment grows.’
‘I’ve been concerned about the impact inflation might have on how much I can buy in the future. Although I don’t need an income now, I’d be really pleased to know that getting a minimum increase will at least offset some inflation until I do need it.’
‘The last thing I want is for any money I have left when I die not to go to my family. It would be comforting to know that anything left in my plan gets passed on.’
If so, AEGON Secure Lifetime Income could be the solution for them.
Important information about the guarantees we offer
- AEGON Secure Lifetime Income offers four guarantees. These guarantees are promises that we’re making to say that this product will deliver your clients certain benefits.
- Any guarantees are based on the ability of the issuing insurance company – in this case AEGON Ireland plc – to pay them. If, for example, that company no longer existed, then the guarantees it provides may be affected.
- It does cost a bit extra for guarantees. It’s much like paying for the things your clients insure on a day-to-day basis just now. The cost of the guarantees will depend on where your clients choose to invest their money. You can find out more in our Features at a glance leaflet
- If your client takes out an AEGON Secure Lifetime Income plan and decides to cash-in their plan, then the guarantees will no longer apply. We don’t offer a guaranteed cash-in value so they could get back less than the amount they originally invested.
AEGON Ireland runs a sophisticated, prudent programme that aims to allow us to honour the guarantees we make your clients. Your usual AEGON sales representative will be able to give you information on how we do this.
Find out more about what AEGON Secure Lifetime Income offers.
Business development opportunities
For support with how our suite of guaranteed solutions could help your business, visit our Guarantees hub